This transcript was auto-populated.

Transcript:
00:03
When you’re in a car crash, there are two at least two parties, but generally it’s about two parties, right? And if both have insurance, immediately after the car crash, there is a liability claims adjuster for each of the respective carriers that are involved in

00:19
the casualty. There is a very early on determination administratively which of the two parties is at fault and to what percentage of fault is assigned to the two parties respectively. The police report is a key piece of evidence that claims adjusters use to determine fault. Once the case proceeds to

00:40
litigation, fault is generally something that needs to be proven and the police report is of crucial importance for the claims adjuster to make that initial determination of fault. It’s always a very good idea to wait until the police come to get the police report because without a police report,

01:02
there is no specific identifying evidence that makes a determination of fault. It helps the case tremendously when it comes to settling a claim without the need for litigation. And even after litigation, a car crash accident report by the police department is a very helpful tool.