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What Happens When the Insurance Policy Isn’t Enough

00:00:00

Wage loss is part of a claim that you can make. Whether your accident was driving a car or rocking down the street and slipping and falling, whatever the tort claim is that you're bringing, whatever the nature of your injuries or how you how you became injured, there's still the entitlement to lost wages. So the question is, are you entitled to lost wages? Answer, yes. What you're entitled to get compensation back from the third party who caused the accident or an underinsured motorist policy that

00:00:28

might provide coverage is your wage loss, right? What you receive from a third party in terms of a first party benefit like a PTO type of benefit, any kind of wage supplement that you get from your work, that doesn't affect what your actual wage loss is. That's what you're entitled to. So, for example, if you're out for a week and you normally make $5,000 a week, then you're entitled to $5,000. If you had to claim PTO and you got the 5,000 back from your your work, but you've diminished the PTO

00:00:59

qualification that you had, the amount is still 5,000. So if you got I mean I don't know the scenarios because it would depend upon your work but you know if you got like say 2500 bucks or whatever in PTO then you'd still be a total of five grand and there'd be no offset because that came from a essentially from a what they call a collateral source right a source that doesn't have any effect on how much the third party who caused the accident has to pay Thank you.

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$1.6m
SETTLEMENT

After a worker was electrocuted on a construction site and suffered life-changing injuries, we fought and won on their behalf.

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19219 68th Ave S Suite M-101
Kent, WA 98032
301 E 2nd Ave Suite 201
Ellensburg, WA 98926
21916 Meridian Ave E
Graham, WA 98338
1918 1st Ave N
Seattle, WA 98109
1357 NW Louisiana Ave
Chehalis, WA 98532

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  • About Us
    • Our Firm
    • Results
    • Community Involvement
  • Our Team
    • Attorney Zach Herschensohn
    • Attorney Robert Fulton
    • Attorney Chelsea Hicks
  • Practice Areas
    • Personal Injury
    • Car Accidents
    • Motorcycle Accidents
    • Pedestrian Accidents
    • Workplace Injury
      • Maritime Accidents
      • FELA Accidents
    • Slip and Falls
    • Dangerous Drugs
    • Sex Abuse
    • Medical Malpractice
  • Resources
    • Blog
    • Media
    • Podcast
    • Testimonials
    • FAQ
    • Press
  • Areas We Serve
    • Kent, WA
    • Seattle, WA
    • Ellensburg, WA
    • Graham, WA
    • Chehalis, WA
  • Contact